It does not cover any damages to your car.
If you’re the owner of both the fallen tree and the vehicle, your homeowners insurance policy likely won't cover the damage to your car. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners insurance policy may help cover the damage if it can be proved that the tree fell Estimated Reading Time: 4 mins.
Apr 02, Comprehensive auto insurance covers your car if it is damaged by a falling tree. This is likely the insurance coverage you will be dealing with to get your car repaired. However, circumstances may change this. For example, if the tree is from a neighbor’s yard, it may be their responsibility to handle the damage to your car. If a tree falls on a car, your insurance is unlikely to cover the cost of the damage if you have only the bare minimum insurance required.
If you have comprehensive coverage, it’s a different story. There are various types of insurance coverage options/10(K). While the property damage section of your auto insurance would probably cover your neighbor’s tree smashing your car in your driveway, the property coverage in your homeowners insurance can also help to clean up the mess in other shrubfall.clubted Reading Time: 7 mins.